If someone on Facebook tags you to join a “Secret Sister” gift exchange this holiday season, beware — it might be little more than a pyramid scheme dressed up for the holidays. The idea is that you send one $10 gift to the person above you on the list (who may or may not be someone you actually know), then add your name beneath theirs and forward the list to 36 more people (who are supposed to each send one $10 to you). 

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