The qualifications for another stimulus payment andremain in flux as to fund an continue in Washington.
Two currently competing proposals each offer a change from the, each of which could make the larger for families. However, their differing approaches would benefit some households more than others (we’ll explain below).
The qualifications and exceptions aren’t easy to follow, even if only one rule is changed in a second stimulus payment. But we’ve simplified the most important information for everyone, from people who don’t usually file taxes to those looking for a refresher on what the income limits may be if the second round follows the first.
Below, we’ve detailed everything we know about stimulus check qualifications right now. Here’s what to know about theand .
New rules for dependents? How is age related?
Thehas always been a sticking point. The added $500 per each child under 17 years old, but unless your , children over 16 and adult dependents, like a parent, were passed over.
Two stimulus proposals would expand the definition of a dependent., would add $500 for each person whom you claim as a dependent on your taxes, regardless of the person’s age. The seeks to largely keep the definition of a dependent restricted to “children,” but raises the value to $1,000, which would .
The first proposal would benefit families with older dependents, while the second benefits younger families. We’ll show you how to.
Are stimulus check qualifications changing for sure?
We can’t say for sure what will happen, or guarantee a second stimulus check will be approved. But the two proposals mentioned above strongly suggest a revision to the rules laid out in the CARES Act. It’s unclear if other requirements would change in another bill.
Whether the, a shift in stimulus allocation along these lines could very well appear in a final law.
How could you know if you qualify for a second stimulus payment?
It’s likely that if a second stimulus check is approved, it’ll follow many of the guidelines from the CARES Act thatin March. But it will also draw some changes from the , neither of which is law.
Who could qualify for a second stimulus check
|Qualifying group||Likely to be covered by the final bill|
|Individuals||An AGI of less than $99,000 (Same as CARES)|
|Head of household||An AGI of less than $146,500 (Same as CARES)|
|Couple filing jointly||An AGI less than $198,000 (Same as CARES)|
|Dependents of any age||As defined by your tax filing (HEALS proposal and revised Heroes Act)|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Likely, with payments handled by each territory’s tax authority (CARES)|
|SSDI and tax nonfilers||Likely, but with an extra step to file (more below)|
|Disqualified group||Unlikely to be covered by the final bill|
|Noncitizens who pay taxes||Proposed in Heroes Act, unlikely to pass in Senate|
|Incarcerated people||Excluded under CARES Act|
|People who owe child support||Included in Heroes proposal, but excluded under CARES|
How might your taxes affect your stimulus check eligibility?
For most people,. For example, the most important factor in setting income limits is , which determines how much of the $1,200 for individuals and $2,400 for married couples you could receive if you meet the other requirements.
Ourcan show you how much money you could potentially expect from a second check, based on your most recent tax filing. Read below for your eligibility if you don’t typically file taxes.
What if you didn’t file a federal tax return in 2018 or 2019?
People who weren’t required to file a federal income tax return in 2018 or 2019 may not have been required to file:under the CARES Act. If that guideline doesn’t change for a second stimulus check, this group would qualify again. Here are reasons you might
- You’re over 24, you’re not claimed as a dependent and your income is less than $12,200.
- You’re married filing jointly and together your income is less than $24,400.
- You have no income.
- You receive federal benefits, such as Social Security or Social Security Disability Insurance. See below for more on SSDI.
With the first stimulus check, nonfilers needed to provide the IRS with some information before they could receive their payment. (If you still haven’t received a first check even though you were eligible, the IRS has extended its deadline to use its Non-Filers tool through Nov. 21.) who may fall into this category but who haven’t requested their payment.
You’re retired — will you get a second stimulus payment?
Many, received a first stimulus check under the CARES Act, and would likely be eligible for a second one. For older adults and retired people, factors like , , your pension, if you’re part of the (also more below) and whether the IRS considers you a dependent would likely contribute to your chances of receiving a second payment.
You receive SSDI — could you still receive another stimulus check?
Those who are part of the Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a paper check. SSDI recipients also need to use the IRS’ Non-Filers tool to request a payment for themselves and dependents.under the CARES Act. Recipients wouldn’t receive their payments via their
What if you’re a US citizen living abroad, or live in a US territory?
You may still be eligible for a stimulus check, but the rules are different, as laid out with the first check..
These are the people who did not get a first check
From the payment authorized under the CARES Act, which became law in March, these groups were excluded:
For more, here’s what we know about the. We also have information on , , and .